Last Updated: January 2026
Important Legal Notice: By accessing or using EchoTrader, you acknowledge that this is an educational platform for learning institutional investment analysis frameworks. EchoTrader does NOT provide personalized investment advice, manage funds, execute trades on your behalf, or guarantee any financial returns. All analysis tools, signals, and content are for educational purposes only. You are solely responsible for your own investment decisions.
By accessing or using EchoTrader (the "Service"), operated by EchoTrader.ai ("Company," "we," "us," or "our"), you agree to be bound by these Terms and Conditions ("Terms"). These Terms constitute a legally binding agreement between you and the Company.
If you do not agree to these Terms, you must discontinue use of the Service immediately. Your continued use of the Service following any modifications to these Terms constitutes acceptance of those modifications.
These Terms apply to all visitors, users, and others who access or use the Service, including users who contribute content, information, or other materials.
To use the Service, you must:
By using the Service, you represent and warrant that you meet all eligibility requirements. If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization to these Terms.
EchoTrader is an educational platform designed to teach institutional investment analysis frameworks and methodologies. The Service provides:
All signals, scores, ratings, and analysis displayed within the Service are teaching examples showing how institutional frameworks can be applied. They are NOT:
The Service may integrate with third-party services including data providers, brokerages (for user-initiated trades only), and other platforms. We are not responsible for the availability, accuracy, or policies of third-party services.
To access certain features of the Service, you must create an account. You agree to:
You are responsible for all activities that occur under your account. We reserve the right to disable accounts, require password changes, or take other security measures at our discretion.
We may require identity verification for certain features or to comply with legal requirements. Failure to complete verification may result in limited access to features.
You agree NOT to:
You are responsible for complying with all applicable laws and regulations in your use of the Service, including securities laws, data protection laws, and export controls.
All content, features, functionality, algorithms, methodologies, interface elements, trademarks, and trade dress are owned or licensed by EchoTrader.ai and protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial purposes. This license does not include:
If you provide feedback, ideas, or suggestions about the Service, we may use them without obligation to you.
You retain ownership of content you create and submit to the Service ("User Content"). By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, publish, and distribute your content in connection with the Service.
User Content must not:
We may, but are not obligated to, monitor User Content. We reserve the right to remove any content that violates these Terms or that we find objectionable, without prior notice.
The Service includes AI-generated analysis, teaching signals, and automated outputs. This content is:
AI-generated content may:
Important: You should independently verify all AI-generated content before making any decisions. Do not rely solely on AI outputs for investment or trading decisions.
If you create custom tools or indicators using our platform:
Certain features require a paid subscription. Available plans include Free, Starter, Pro, and Institutional tiers with varying feature access. By subscribing, you agree to pay the fees displayed at the time of purchase.
If you sign up for a free trial:
If payment fails, we may retry the charge, suspend your access to premium features, or cancel your subscription. You remain responsible for any uncollected amounts.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY.
We expressly disclaim all warranties including, but not limited to:
Nothing in the Service constitutes investment advice, financial advice, trading advice, or any other sort of professional advice. You should consult appropriate professionals before making any investment decisions.
We make no guarantees regarding any outcomes from using the Service. Past performance of any analysis, signal, or strategy does not guarantee future results. You may lose money from investment decisions you make.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:
Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability is limited to the maximum extent permitted by law.
You agree to defend, indemnify, and hold harmless EchoTrader.ai, its affiliates, officers, directors, employees, contractors, agents, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:
We reserve the right to assume exclusive defense and control of any matter subject to indemnification by you, at your expense. You agree to cooperate with our defense of such claims.
You may terminate your account at any time by contacting us or using the account deletion feature in your settings. Termination does not entitle you to any refunds.
We may suspend or terminate your access immediately, without prior notice or liability, if you:
Upon termination:
We reserve the right to modify these Terms at any time. Material changes will be communicated through:
Your continued use of the Service after modifications become effective constitutes acceptance of the modified Terms. If you do not agree to modified Terms, you must discontinue use of the Service.
We may modify, suspend, or discontinue any aspect of the Service at any time, including features, functionality, or pricing, with or without notice.
These Terms are governed by and construed in accordance with the laws of Singapore, without regard to conflict of law principles.
Before initiating formal proceedings, you agree to first contact us and attempt to resolve any dispute informally for at least 30 days.
Any dispute arising from or relating to these Terms or the Service that cannot be resolved informally shall be resolved through binding arbitration administered by the Singapore International Arbitration Centre (SIAC) in accordance with its rules. The arbitration shall be conducted in Singapore in the English language.
You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.
Notwithstanding the above, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to protect intellectual property rights.
These Terms, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and EchoTrader.ai regarding the Service and supersede all prior agreements, understandings, and communications.
If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by us.
You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction.
We shall not be liable for any failure or delay in performing our obligations under these Terms due to circumstances beyond our reasonable control, including but not limited to: natural disasters, acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, epidemics, pandemics, power outages, telecommunications failures, or internet service provider failures.
We may provide notices to you through email, posting on the Service, or other reasonable means. You may provide notice to us at the contact information below.
Section headings are for convenience only and do not affect the interpretation of these Terms.
These Terms do not create any third-party beneficiary rights.
For questions, concerns, or notices regarding these Terms, please contact us:
Legal Inquiries
legal@echotrader.ai
General Support
support@echotrader.ai
Billing Questions
billing@echotrader.ai
By using EchoTrader, you acknowledge that:
In summary: Learn institutional analysis frameworks. Use our tools. Make your own decisions. Take responsibility for your outcomes.